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Most housing co‑operatives are mixed-income communities. With government help they can use subsidy to charge less to members with low incomes. But those subsidies are limited. Waiting lists for subsidized units are sometimes as long as four or five years.
Housing charges (rents) for unsubsidized units are about the same as rents in the private market or a little lower. The waiting lists for those units are much shorter.
Ontario rent-geared-to-income units
In Ontario, many co‑ops received financial help from a program of the Ontario government. Those co‑ops may only take applications for rent-geared-to-income units from a central list kept by the municipal government. For information on how to get onto the list, contact your municipal government: